{"id":6553,"date":"2025-02-22T04:35:25","date_gmt":"2025-02-22T04:35:25","guid":{"rendered":"https:\/\/fusionmindlabs.com\/blogs\/npci-warns-of-new-fraud-et-ciso\/"},"modified":"2025-02-22T04:35:25","modified_gmt":"2025-02-22T04:35:25","slug":"npci-warns-of-new-fraud-et-ciso","status":"publish","type":"post","link":"https:\/\/fusionmindlabs.com\/blogs\/npci-warns-of-new-fraud-et-ciso\/","title":{"rendered":"NPCI Warns of New Fraud: ET CISO"},"content":{"rendered":"\n<br \/>Here is the rewritten content without changing its meaning, retaining the original length, and keeping proper headings and titles:<\/p>\n<div>\n<p>            <!-- Display video article in news article for the custom next story --><\/p>\n<p>            <!-- Modifying the body placing embeds,promoslots,related etc.--><\/p>\n<p>NPCI has issued an online warning to alert users about a new scam. The scam, known as the <a id=\"25579586\" type=\"General\" weightage=\"20\" keywordseo=\"call-merging-scam\" source=\"keywords\" class=\"news-keywords\" href=\"https:\/\/ciso.economictimes.indiatimes.com\/tag\/call+merging+scam\" rel=\"nofollow noopener\" target=\"_blank\">call merging scam<\/a>, involves fraudsters using a phone&#8217;s call merge feature to steal one-time passwords (OTPs) and commit <a id=\"20490528\" type=\"General\" weightage=\"20\" keywordseo=\"financial-fraud\" source=\"keywords\" class=\"news-keywords\" href=\"https:\/\/ciso.economictimes.indiatimes.com\/tag\/financial+fraud\" rel=\"nofollow noopener\" target=\"_blank\">financial fraud<\/a>. In a post on microblogging site X (formerly Twitter), NPCI wrote, \u201cScammers are using call merging to trick you into revealing OTPs. Don\u2019t fall for it! Stay alert and protect your money.  Share this post to spread awareness!\u201d<\/p>\n<h2>Understanding the Call Merging Scam<\/h2>\n<p>The scam begins with a call from scammers about an event or an opportunity, claiming they got the victim&#8217;s number from a friend, as explained in the post. They then request to merge the call with this &#8220;friend,&#8221; who is actually another fraudster. Once merged, the victim unknowingly connects to an OTP verification call from their bank. The scammer manipulates the user into revealing the OTP, enabling unauthorized transactions. \u201cThe moment OTP is shared, scammers complete the transaction, and your money is gone!\u201d<\/p>\n<h2>Safety Precautions<\/h2>\n<p>NPCI has shared key precautions to avoid falling for this scam:<\/p>\n<ul>\n<li>Be cautious with call merging. Avoid merging calls with unknown numbers, especially from unfamiliar sources.<\/li>\n<li>Verify the caller&#8217;s identity. If someone claims to be from your bank, confirm their identity before sharing any information.<\/li>\n<li>Banks never request OTPs over calls. If someone asks for your OTP, it&#8217;s likely a scam.<\/li>\n<li>Report suspicious activity. If you receive an OTP for a transaction you didn\u2019t initiate, call 1930 (the national <a id=\"22296344\" type=\"General\" weightage=\"20\" keywordseo=\"cybercrime-helpline\" source=\"keywords\" class=\"news-keywords\" href=\"https:\/\/ciso.economictimes.indiatimes.com\/tag\/cybercrime+helpline\" rel=\"nofollow noopener\" target=\"_blank\">cybercrime helpline<\/a>) and inform your bank immediately.<\/li>\n<\/ul>\n<p><\/p>\n<div class=\"bottom-author-detail\">\n<ul class=\"article-publish-date\">\n            <!-- \n\n<li> Updated On Feb 22, 2025 at 09:42 AM IST<\/li>\n\n --><\/p>\n<li>Published On Feb 22, 2025 at 09:42 AM IST<\/li>\n<p>            <!-- \n\n<li class=\"desktop-view\">1 min read<\/li>\n\n -->\n        <\/ul>\n<\/p><\/div>\n<p>    <!-- Category Most Read Placement --><\/p>\n<p>    <!-- Comment Section --><\/p>\n<div class=\"subscription-in-article\">\n<div aria-label=\"Top Newsletter Subscription Section\" class=\"top-newsletter-subs\">\n<div class=\"subscription-section hide\">\n<div class=\"inner-subscription\">\n<p><h2>Join the community of 2M+ industry professionals<\/h2>\n<h3>Subscribe to our newsletter to get the latest insights &#038; 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